Outstanding finance
What it means
A finance agreement may still be registered against the vehicle, such as hire purchase, personal contract purchase or another secured agreement.
Why it matters
The seller may not yet have the right to transfer clear ownership. A finance provider could retain an interest in the vehicle.
What to check
Ask the seller for settlement evidence and independently confirm the agreement has been cleared before paying for the vehicle.
In an HPI Check Scotland report
Shown within the vehicle finance section when finance data is available.
Read our outstanding finance guide →
Stolen vehicle marker
What it means
A participating data source has recorded the vehicle or its identity as stolen.
Why it matters
A stolen vehicle normally remains the property of its lawful owner or insurer. A buyer could lose both the vehicle and the money paid.
What to check
Do not proceed until the marker has been investigated. Compare the VIN, registration, V5C and seller details carefully.
In an HPI Check Scotland report
Displayed in the stolen vehicle checks when relevant data is returned.
Insurance write-off
What it means
An insurer has treated the vehicle as a total loss because repair was uneconomical, unsafe or inappropriate compared with its value.
Why it matters
Some write-offs may legally return to the road after repair, while others must never return. Previous damage can affect safety, value and insurance.
What to check
Confirm the category, inspect repair evidence and consider an independent mechanical or structural inspection.
In an HPI Check Scotland report
Shown in the insurance write-off section with the recorded category and available dates.
Read our write-off category guide →
Category A write-off
What it means
The vehicle is classed as waste. The entire vehicle, including reusable parts, should be destroyed.
Why it matters
A Category A vehicle must not be repaired or returned to the road.
What to check
Do not buy a Category A vehicle for road use.
In an HPI Check Scotland report
The recorded category is highlighted within the write-off history.
Category B write-off
What it means
The main body shell must be destroyed, although some safe components may be recovered for reuse.
Why it matters
The vehicle itself must not return to the road, even though certain parts may be salvaged.
What to check
Do not buy a Category B vehicle for road use.
In an HPI Check Scotland report
The recorded category is highlighted within the write-off history.
Category S write-off
What it means
The vehicle suffered damage to a structural part but may be repaired and returned to the road.
Why it matters
The quality and accuracy of structural repairs are important for safety, alignment and future value.
What to check
Request repair invoices, photographs and an independent inspection by a suitably qualified professional.
In an HPI Check Scotland report
Shown as a structural insurance write-off where the marker is available.
Category N write-off
What it means
The vehicle was written off with damage not classed as structural, although safety-related components may still have been affected.
Why it matters
Non-structural does not mean minor. Steering, brakes, suspension, electronics or other important systems may have required repair.
What to check
Examine the repair history and obtain an independent inspection before purchase.
In an HPI Check Scotland report
Shown as a non-structural insurance write-off where the marker is available.
Salvage history
What it means
The vehicle has previously appeared in salvage or damaged-vehicle records, such as a salvage auction listing.
Why it matters
A salvage record may reveal earlier damage that is not obvious from the current condition or advert.
What to check
Review available dates, descriptions and images, then compare them with the vehicle and repair paperwork.
In an HPI Check Scotland report
Displayed in the salvage history section when matching records are found.
Scrapped marker
What it means
The vehicle has been recorded as scrapped or destroyed.
Why it matters
A genuinely scrapped vehicle should not normally be offered for ordinary road use.
What to check
Do not proceed unless the record has been investigated and corrected by the appropriate authority.
In an HPI Check Scotland report
Shown in the important status checks when a scrapped record is returned.
Imported vehicle
What it means
The vehicle was first used or registered outside the UK before being registered here.
Why it matters
Specification, service records, mileage units, warranty, emissions information and parts availability may differ from a UK-supplied vehicle.
What to check
Check foreign documentation, registration history, VIN, speedometer units and evidence of UK compliance.
In an HPI Check Scotland report
An import marker is displayed when supplied by the vehicle data source.
Exported vehicle
What it means
The vehicle has been recorded as permanently exported from the UK.
Why it matters
An exported marker may conflict with a vehicle currently being offered for normal UK road use.
What to check
Ask the seller to explain the status and verify the current registration position with DVLA.
In an HPI Check Scotland report
An export status is shown when present in the registration data.
Registration plate changes
What it means
The vehicle has previously used one or more different registration numbers.
Why it matters
Plate changes are often legitimate, particularly for personalised registrations, but earlier plates may hold relevant history.
What to check
Ask the seller about the changes and make sure available history follows the vehicle across its previous registrations.
In an HPI Check Scotland report
The report may show the number of plate changes, previous registrations and recorded dates.
Colour change
What it means
The colour recorded for the vehicle has been changed with the registration authority.
Why it matters
A legitimate respray or wrap may explain the change, but buyers should make sure the current vehicle matches its documents.
What to check
Compare the current colour with the V5C and inspect concealed areas for evidence of the previous finish or accident repair.
In an HPI Check Scotland report
Colour history is shown when change records are available.